BISHKEK - Kyrgyzstan's financial sector demonstrated significant growth in 2025: the total capital of organizations nearly doubled to 571.6 billion soms ($6.54 billion). This is according to data from the National Statistical Committee of the Kyrgyz Republic, Economist.kg reports.
According to the agency, 576 organizations operated in the sector, including the National Bank of the Kyrgyz Republic, 22 commercial banks, 532 non-bank financial institutions, 19 insurance companies, and two investment funds. The client base grew by 43% year-on-year, reaching 25 million.
This growth was driven by the development of mobile banking, online lending, and insurance services.
Financial indicators also showed positive dynamics. Total sector revenue exceeded 253.2 billion soms, an increase of 27.4% compared to 2024. Expenses amounted to 147.9 billion soms, while net profit reached 105.1 billion soms, a 23% increase year-on-year.
The National Bank of the Kyrgyz Republic contributed the most to profit growth, while commercial banks traditionally accounted for the largest share of revenue—220.2 billion soms ($2.52 billion).
The sector's loan portfolio reached 574.5 billion soms ($2.57 billion), of which 88% came from commercial banks. The main lending areas were consumer loans (approximately 37%), trade (23%), agriculture (10.5%), and mortgages (10%).
The assets of financial institutions increased 1.5-fold over the year, reaching 2,189.1 billion soms, with an average yield of 5.8%. Pawnshops (21%) and insurance companies (16%) recorded the highest yields.
Capital growth was driven primarily by increases in the performance of the National Bank of the Kyrgyz Republic (+172.3 billion soms), commercial banks (+95.4 billion soms), and microcredit organizations (+6.2 billion soms).
Overall, approximately 60% of organizations in the sector were profitable at the end of the year, while approximately 15% ended the year with losses.
CentralasianLIGHT.org
April 21, 2026